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Financial Behaviors Survey 

Check any of the following if it applies to you in the past year

Pay all my bills on time.

 

 

Have a recordkeeping system for my financial affairs.

 

 

Balance my checkbook monthly.

 

 

Track all my expenses.

 

 

Use a spending plan or budget.

 

 

Have an emergency fund.

If yes, how many months:

1 - 3 months _____

3 - 6 months _____

 

 

Save or invest money out of every paycheck.

 

If yes, what percent of your paycheck do you save? _______%

 

 

Save for long-term goals.

If yes, which goals: (Check any that apply)

Education ______

Car _______

Home _____ First ___  Upgrade___

Vacation ______

 

 

Plan and set goals for financial future.

 

 

Have money in more than one type of investment.

If yes, check any that apply:

Individual stocks _____

Funds ______

Bonds ______

International _____

Real estate _____

Commodities ____

 

 

Calculated net worth in the past two years.

 

 

Participate in employer’s retirement plan.

401K _______

 

 

Put money into other retirement plan:

Roth IRA ______

Traditional IRA _____

SEP or SIMPLE IRA _____

 

 

Review my credit report annually.

 

 

Pay credit card balances in full each month.

 

 

Compare offers before applying for a credit card or loan.

 

 

Do my own taxes.

 

 

Read about personal money management to improve how I’m doing.

 

 
Average number of financial behaviors demonstrated by a household (out of 18)

 

 

 Source:  Consumer Finance Survey

 

 

 

 

 

 

 

 

 

This website is maintained by Leslie Lum and does not reflect the opinions or position of Bellevue Community College.  Contact llum@bcc.ctc.edu if you have any questions.

Last updated: 1/12/07