Apply for a Direct Stafford Loan

Federal Direct Student Loans are a type of federal financial aid and are generally included as part of your “award package” options.  At BC, we participate in the Direct Stafford Loan program which has the best benefits for borrowers.  Read more about terms and eligibility of the Direct Stafford Loan.

Steps for Applying

Step 1: Apply for financial aid

When you complete the BC  Financial Aid Application, make sure you complete the Loans section!

Step 2: Complete the following steps at

  1. Complete an online loan counseling session
  2. Sign a Master Promissory Note (MPN)


Tip: If you’re a continuing BC loan applicant, you can skip step 2! Your MPN and counseling session should still be on file.   If you’re not certain about this information being on file, you can verify your required documents are in order by contacting our office or by logging in to the  Financial Aid Portal.

Step 3: Turn in a copy of your completed MPN to the Financial Aid office

Steps After Applying

Step 1: Get your award letter

Your letter will be sent to you by US Mail. It will detail your loan amount and the type(s) of loan(s) for which you are eligible.

Step 2: Contact our office

If you’d like to decrease your loan amount or return loan funds, notify the BC Financial Aid office immediately so we can ensure the proper action is taken.

About the Master Promissory Note (MPN)

When you receive a Direct Stafford Loan for the first time, you must complete a Master Promissory Note (MPN). The MPN is a legal document in which you promise to repay your loan and any accrued interest and fees to the U.S. Department of Education. The MPN also explains the terms and conditions of your loan. In most cases, one MPN can be used for loans that you receive over several years of study. Get full details about the MPN.

More information

In order to be eligible and receive your Direct Student Loan you must be registered in at least six credits. You must also be meet the Bellevue College Financial Aid eligibility requirements.


Last Updated January 2, 2018