Part III – Frequently Asked Questions (FAQs) for Current/Continuing International Students (F-1 Visa Holders)

Important:

As situations change quickly, some of the previous FAQs may no longer be valid. Please always check BC email, Canvas, IE news and most up-to-date FAQs for BC’s F-1 students.

Washington State’s Governor is ordering everyone except for essential workers to stay home from March 26, 2020 at 12:00am at least until April 6, 2020. During this period, BC including International Education (IE) will have more limited in-person service. We are doing everything we can to keep smooth operations remotely while we abide by these rules; however, our services will be slower than usual. We seek for your understanding and flexibility during this period.

Spring quarter 2020:

On Friday, March 20, BC released an official announcement that spring quarter classes will start from April 8 and will be delivered remotely for the entire quarter.

Insurance Related Questions

Very important/please read:

BC International Education (IE) received further clarifications from our international student health insurance underwriter about eligibility for “coverage” when F-1 students choose to return to their home country for the spring quarter and complete their courses remotely from their home country.

“International students electing to return to their home country are not eligible to receive medical benefits under the benefit plan unless they are on an approved vacation term. Students on an approved vacation term may continue coverage while in their home country for up to 90 days per 12 months of coverage. There is no coverage for loss of life or dismemberment due to Sickness, disease or infection or for arising from an Accident in the Covered Person’s Home Country.”

Spring quarter 2020 coverage will start from April 8, ’20 and end on the day before the next quarter starting date (i.e., June 30, ’20).

Normally BC’s F-1 students are required to carry the coverage at all times. However, you may ask your IE advisor to remove/refund your spring ’20 insurance fee. By doing so, you acknowledge your understanding of following important consequences:

  • You will have a “gap-in-coverage” for this period.
  • If you plan to stay in your home country in summer, you are not eligible to continue the coverage again even if it is your approved vacation quarter.
  • When you return to the US and take classes at BC again (e.g., fall 2020), you will be eligible for coverage; however, you will be subject to a 6-month pre-existing waiting period if you get ill or injured during the three months immediately before your new coverage beginning date (e.g., Sept. 21, ’20 for fall ’20).

Please email your IE advisor with your full legal name, BC student ID# and confirm that you will be taking classes from your home country in spring. Then ask your IE advisor to remove or refund the insurance fee for spring ’20.

Yes, you may keep your coverage in spring ’20. However, by doing so, you acknowledge your understanding of following important consequences:

  • You will NOT have benefits from the plan while in your home country during spring 2020, because it is not your approved vacation quarter.
  •  If you plan to stay in your home country in summer, you are not eligible to continue the coverage in summer even if it is your approved vacation term.
  •  When you return to the US and take classes at BC again (e.g., fall 2020), you will be eligible for coverage; however, you will be subject to a 6-month pre-existing waiting period if you get ill or injured during the three months immediately before your new coverage beginning date (e.g., Sept. 21, ’20 for fall ’20).

Yes. BC-Foundation arranged medical insurance plan will provide coverage when F-1 students who have paid their premium on time and remain in the USA as a student.

Yes, BC-Foundation arranged medical insurance plan will provide coverage anywhere in the world, including in your home country if your country requires you to pay for your healthcare, while you are on an approved vacation term, providing you paid the spring quarter premium. If your country pays for healthcare for its citizens, it will be considered your primary coverage while you are in your home country and your BC-Foundation arranged medical insurance plan is considered your secondary coverage.

Please contact the Director of International Education at kazumi.hada@bellevuecollege.edu and complete the “Dependent Insurance Enrollment” Form.

Please note that not all dependents are eligible to enroll in the BC-Foundation arranged plan.

Yes, as long as you register for full-time and pay the premium on time. You will be subject to a six- month pre-existing condition waiting period if you had incurred any sickness or injury during the three months immediately prior to the spring starting date (April 8, ’20).

If you get sick or injured three months immediately before the new coverage starting date and you continue needing medical care of the sickness or injury, insurance will not cover those “pre-existing” conditions for the first six months you are insured under the plan.

For example, Jane did not have BC-Foundation arranged insurance in winter quarter 2020 and she broke her ankle on March 8, ’20. She already registered for her classes and paid for spring tuition and insurance fee. Her spring insurance starts from April 8; however, medical treatment and medications for her broken ankle will not be covered for the first 6 months, because the injury happened within the last 3 months before April 8, ’20. Jane will have to pay in full for her broken ankle treatment and medicines. If she breaks her right arm on April 10, in most cases, it is covered under the spring coverage and no need to wait for 6 months.

Please go to the Firebird International Insurance Company’s website and choose “Bellevue College” at https://www.fiig-insurance.com/bellevue-college/

Please be sure to present the correct insurance ID card. For the AY2019-20 (starting from fall ’19), BC-Foundation arranged insurance plan is called WebTPA. If your doctor’s office have any questions about coverage, please ask them to call Firebird at 206-909-8550.

Please go to the Firebird International Insurance Company’s website and choose “Bellevue College” at
https://www.fiig-insurance.com/wp-content/uploads/2019/08/BELLE-19-20-Booklet-For-Web-Rev.-072419.pdf

Last Updated March 25, 2020