Medical Insurance

Mandatory Enrollment in the College’s Accident & Sickness Insurance Plan:

As a condition of participating in the international student program, F-1 visa holders on the BC’s I-20 are required to join the BC-Foundation arranged medical insurance plan every quarter including approved vacation and first time Reduced Course Load (RCL) term. Please go to http://fiig-insurance.com/ to learn about the eligibility and coverage information. The plan does not cover dental and vision. There is a pre-existing condition limitation which includes a 3-month waiting period with a 6-month look-back period. Some students are not eligible to enroll in this plan. They include:
1) U.S. citizens;
2) Permanent Residents (i.e., green card holders);
3) Unauthorized part-time (below 12 credits) students;
4) Students who will take a second (and beyond) medical RCL per insurance plan year; and
5) Newly admitted students who have not actively attended classes for the first 31 days after the date for which coverage is purchased.

Mandatory medical insurance is a requirement imposed by the BC Foundation in the International Shared Funding Agreement. F-1 students who become ineligible for the BC-Foundation arranged plan should secure other coverage and submit proof of coverage to OIE immediately. Exemptions from the mandatory enrollment are:
1) Students who are covered by their family member through their US employer-based medical insurance plan;
2) Students whose finances and insurance are covered by a third-party sponsorship (e.g., SACM);
3) IBP students referred by the BC’s authorized IBP referral agency while students remain in the IBP program only;
4) Effective Fall 2017, students on Optional Practical Training (OPT) are exempted from the mandatory enrollment in the plan; however, coverage is available directly from Firebird International Insurance Group, and
5) Students who need a plan with additional coverage including a coverage limit of more than $250,000 USD during the plan year.

Please contact Firebird at (206) 909-8550 for questions about coverage and limitations.

Last Updated October 10, 2018