Medical Insurance

Mandatory Enrollment in the College’s Accident & Sickness Insurance Plan:

As a condition of participating in the international student program, F-1 visa holders on the BC’s I-20 are required to join the BC-Foundation arranged medical insurance plan every quarter including approved vacation and first time Reduced Course Load (RCL) term. Please go to to learn about the eligibility and coverage information. The plan does not cover dental and vision or cover benefits for pre-existing conditions during the first six months of coverage. Some students are not eligible to enroll in this plan. They include:
1) U.S. citizens;
2) Permanent Residents (i.e., green card holders);
3) Unauthorized part-time (below 12 credits) students;
4) Students who will take a second (and beyond) medical RCL per insurance plan year.

Mandatory medical insurance is a requirement imposed by the BC Foundation in the International Shared Funding Agreement. F-1 students who become ineligible for the BC-Foundation arranged plan should secure other coverage and submit proof of coverage to OIE immediately. Exemptions from the mandatory enrollment are:
1) Students who are covered by their family member through their US employer-based medical insurance plan;
2) Students whose finances and insurance are covered by a third-party sponsorship (e.g., SACM);
3) IBP students referred by the BC’s authorized IBP referral agency while students remain in the IBP program only;
4) Effective Fall 2017, students on Optional Practical Training (OPT) are exempted from the mandatory enrollment in the plan; however, coverage is available directly from Firebird International Insurance Group, and
5) Students who need a plan with additional coverage including a coverage limit of more than $250,000 USD during the plan year.

Please contact Firebird at (206) 909-8550 for questions about coverage and limitations.

Last Updated April 5, 2021